You can count on ABM Creditz Singapore Pte Ltd for fast approval whenever there is an opportunity to be seized.


At ABM CREDITZ, we make financial assistance simple, fast, clear and straightforward.


With customise scheme and flexible repayment options, life is easier when you know it


Get the right finance for your needs, We’ll give you the answers you need to plan, grow and succeed.



Short-term lending has improved the way everyone handle financial emergencies today. With a short term loan, you can avail yourself of ready cash to quickly pay off any over-due bills.


ABM Creditz Singapore Pte Ltd finance your dreams and goals in life with an enhanced and innovative range of unsecured loan products. What’s more, you don’t need guarantor or collateral to apply.


ABM CREDITZ is a trusted licensed money lender in Singapore with an excellent track record of offering value and legal financing solutions for Foreigners residing in Singapore.


ABM CREDITZ pride ourselves on providing exceptional, customized financial services at a concierge level. We do everything in our power to make your experience easy, enjoyable and informative.

No need to look forward, we are giving you the widest range of financial services and business loans to choose from

Call us now at +65 6737 3392

How To Raise Money For A Business

Getting a business loan is not as difficult as most people may think. This is especially true when you have an creative idea that can make you and shareholders or investors rich.

Actually, there’s more business loan available in Singapore for new business ventures in than there are good business ideas.

A very important rule of the game to learn:
Anytime you need a business loan, your first move should be to put together a proper prospectus.

This prospectus should include a resume of your background, your education, training, experience and any other personal qualities that might be counted as an asset to your potential success.

It’s also a good idea to list the various loans you’ve had in the past, what they were for, and your history in paying them off.

You will have to explain in detail how the business loan you want is going to be used.

If it’s for an existing business, you’ll need a profit and loss record for at least the preceding six months, and a plan showing how this additional money will produce greater profits.

If it’s a new business, you’ll have to show your proposed business plan, your marketing research and projected costs, as well as anticipated income figures, with a summary for each year, over at least a three year period.

It’ll be advantageous to you to base your cost estimates high, and your income projections on minimal returns.

This will enable you to “ride thru” those extreme “ups and downs” inherent in any beginning business.

You should also describe what makes your business unique – how it differs from your competition, and the opportunities for expansion or secondary products.

This prospectus will have to state precisely what you’re offering in return for the use of business loan.
Fund raiser will want to know the percentage of interest you’re willing to pay, and whether monthly, quarterly or on an annual basis.

What Are You Offering?

Are you offering a certain percentage of the profits?
A percentage of the business?  or
A seat on your board of directors?

Every investors uses his money to make more money. He wants to make as much as he can, regardless whether it’s a short term or long term deal.

In order to attract him, interest him, and persuade him to “put up” the business loan you need, you’ll not only have to offer him an opportunity for big profits, but you’ll have to spell it out in detail, and further, back up your claims with proof from your marketing research.

Venture investors are usually quite familiar with “high risk” proposals, yet they all want to minimize that risk as much as possible.

Therefore, a prospectus should include a listing of your business and personal assets with documentation – usually copies of your tax returns for the past three years or more.

Investor may not know anything about you or your business, but if he wants to know, he can pick up his telephone and know everything there is to know within 24 hours.
The point here is, don’t ever try to “con” a potential investor.
Be honest with him. Lay all the facts on the table for him.

In most cases, if you’ve got a good idea and you’ve done your homework properly, an “interested investor” will understand your position and offer more help than you dared to ask.

Are You Ready?

When are you ready for a business loan?
Only when your prospectus is prepared, you must know how much money you want, exactly how it will be used, and how you intend to repay it, you’re ready to start looking for business loan.

As simple as it seems, one of the easiest ways of raising money is through a licensed money lender in Singapore. Your should state the amount of money you want – always ask for more money than you need so you have room for negotiating.

State the type of business involved (to separate the curious from the truly interested), and the kind of return you’re promising on the business loan taken.

Explain your business plan, the profit potentials, and how much you need and give them each a copy of your prospectus.

It’s always a good idea to have a lawyer and an accountant to help you make up your business prospectus.
As you explain your plan to them, and ask for their advice, casually ask them if they’d mind letting you know of, or steer your way any potential investors they might happen to meet.

Do the same with any banker you may meet. Give him a copy of your prospectus and ask him if he’d look it over and offer any suggestions for improving it, and of course, let you know of any potential investors.

Don’t overlook the possibilities of the licensed moneylender in Singapore. These companies exist for the sole purpose of lending money to businesses which they feel have a good chance of making money.
In many instances, they trade their help for a small interest in your company.

Business Loan Singapore

Make your move. Business Loan in Singapore.

Licensed money lender in Singapore. Most of the time, they always require an up-front or retainer fee.

Although there is no way they can guarantee to get you the business loan you need, there are many very good money lenders that they take a percentage of the gross amount that’s finally procured for your needs.

There are many ways to get your business loan – from staging garage sales to selling stocks.

Don’t make the mistake of thinking that the only place you can find the money you need is through the bank or finance company.

Start thinking about the idea of inviting investors to share in your business as silent partners.

Think about the idea of obtaining financing for a primary business by arranging financing for another business that will support the start-up, establishment and development of the primary business.

Consider the feasibility of merging with a company that’s already organized, and with facilities that are compatible or related to your needs.

Give some thought to the possibilities of getting the people supplying your production equipment to co-sign the business loan you need for start-up capital.

Remember, there are thousands upon thousands of ways to obtain business loan or start-up capital. This is truly the age of creative financing.

The truth is this: Now is the time to make your move. Now is the time to act. The person with a truly viable business plan, and determination to succeed, will make use of every possible idea that can be imagined.